Fact Sheet: Forum Members: Serving Consumers, Businesses, Investors and Communities

(Download as a PDF)*

The eight largest, most diversified financial institutions in the United States critically support our economy; they are strong, resilient, and well-positioned to promote economic growth and opportunity across the country.

Lending:

Forum institutions serve millions of consumers, businesses (including other financial institutions), and communities.  They hold more than $4 trillion in loans, accounting for 43 percent of total lending to businesses and households. They:

  • provide nearly half of all consumer loans, supporting lending for a variety of household needs, such as buying cars and paying for college.
  • account for more than one-third of real estate lending, supporting home ownership.
  • make one-quarter of all loans extended to U.S. small businesses, including one-third of business loans that are less than $100,000.
  • account for 40 percent of total commercial and industrial lending.

 

Capital markets

Forum institutions support deep and liquid capital markets.  They:

  • underwrite nearly three-quarters of all domestic debt and equity transactions, such as IPOs.
  • finance government spending for hospitals, roads, bridges, schools, and other essential community needs.

A construction site.

Resilience

Forum institutions have substantially improved their capital and liquidity positions, and regulatory and supervisory changes in the past decade have further enhanced their resiliency and resolvability. They:

  • maintain more than $900 billion of tier 1 capital, up 40 percent from 9 years ago.
  • hold nearly $2.6 trillion in high-quality liquid assets—more than double the amount held in 2010.
  • have made significant progress to simplify corporate structures to improve resolvability

 

*Updated September 2018

The Financial Services Forum is an economic policy and advocacy organization whose members are the eight largest and most diversified financial institutions headquartered in the United States. Learn more about the Financial Services Forum and how our members’ 1 million employees serve our economy and our communities at www.fsforum.com and follow us on Twitter @fsforum.

Learn More:

The Value and Strength of America’s Largest Financial Institutions

Our institutions support economic growth and a number of steps have led to a more resilient financial sector. Learn more in our new briefing slide deck.