The Latest

Rethinking Liquidity Regulation

Water splash
In this research note, the Forum’s Senior Economist, Samim Ghamami, discusses the role of liquidity regulation and some subtleties associated with its design.
Learn More

Collateral Impact

In a research note, the Forum’s Senior Economist, Samim Ghamami, discusses potential unintended consequences of collateral requirements in over-the-counter (OTC) derivatives markets.
Learn More

Big Banks and Small Businesses

Sources: FFIEC Community Reinvestment Act, available at https://www.ffiec.gov/cra/default.htm, U.S. Census Bureau County Population Totals, available at https://www.census.gov/data/datasets/2017/demo/popest/counties-total.html
Small businesses contribute to the dynamism and growth of the U.S. economy. Our new research shows how Forum members provide a significant amount of credit to small businesses across America.
Learn More

The Value and Strength of America’s Largest Financial Institutions

USA flag and contemporary glass architecture of Financial District, New York City, USA.
Our institutions support economic growth and a number of steps have led to a more resilient financial sector. Learn more in our research slide deck.
Learn More

Forum Member Resiliency and the Stress Tests

Forum members are well-positioned to continue to lend and to meet their financial obligations, even after sustaining losses associated with the severely adverse scenario imposed by the stress tests.
Learn More

Bank Stress Test Severity: Perception vs. Reality

In research note, the Forum’s head of policy research discusses one aspect of the Federal Reserve’s stress test scenario design framework that warrants review.
Learn More

Profitability, the Economy, and Regulation

Profits at most industries are up; the goal of regulation is to ensure safety and soundness. Learn more in our briefing slide deck.
Learn More

Market Liquidity and Regulation

A steady stream of research is finding that regulation is having real, measurable effects on market liquidity.  While there is evidence on both sides, research is pointing to diminished liquidity.
Learn More

Study: Understanding the Economics of Large Banks

In a research report, The Clearing House Association examines the role of large banks in the economy and considers the benefits that would be lost in their absence.
Learn More

Large Banks Funding Advantage

The GAO’s analysis suggests that large bank holding companies had lower funding costs than smaller ones during the financial crisis. Most models suggest such advantages may have declined or reversed.
Learn More

Center for Capital Markets Competitiveness Report: International Financial Markets: A Diverse System is the Key to Commerce

The report offers an overview of how a diverse global financial system works to spur economic growth and job creation.
Learn More

Federal Financial Analytics: The Regulatory Price-Tag: Cost Implications of Post-Crisis Regulatory Reform

A qualitative study based on public data by Federal Financial Analytics found that costs borne by the six largest U.S. banking organizations since the financial crisis totaled at least $70.2 billion.
Learn More